I had made it very clear that I couldn’t lend any money that month, because I still had to put all my money and emotional strength toward the surgery I was about to undergo, and I kept thinking my daughter-in-law would be understanding and stop there. But just a few minutes later, my phone lit up with a message from her, so cold that I was left stunned, unable to believe what had just appeared before my eyes.

That afternoon my sister called, not because she knew anything had happened but because she always called, usually on Sundays and sometimes on Wednesdays too, if she had passed a bakery and thought of me or heard a song our mother used to hum while peeling apples. She lives in Savannah in a broad old house with a screened porch and a long hallway that echoes when she laughs. We are different in temperament, but alike in the ways that count. She has always had a gift for seeing a situation clearly from the outside without making you feel foolish for having been unable to see it from within.

I told her all of it.

She listened with that particular kind of silence that means she is truly with you and not simply waiting for her turn to speak. I could hear a ceiling fan in the background and the distant cry of gulls through her porch screen, though she lives far enough inland that the water is more memory than view. When I finished, she let out a breath.

“I always thought you gave too much,” she said. “I knew better than to say it, because it wasn’t my place. But I thought it.”

“I know,” I said.

She was quiet for a moment.