“And beans don’t fix a broken back,” he shot back.

Silence.

Then—quietly—he said, “Come here.”

He stood up slowly and shuffled toward the roll-top desk again.

My stomach tightened, because the last time he went to that desk, he pulled out a passbook and changed my life.

This time, he pulled out a manila folder.

He set it on the table like it weighed a hundred pounds.

“What’s that?” I asked.

He didn’t answer.

He opened it.

Inside were papers.

Not bank statements.

Bills.

Thick, official-looking bills.

He slid one toward me.

I looked at the total and my mouth went dry.

It was… a lot.

More than my rent used to be.

More than my monthly take-home.

“What is this?” I whispered.

Frank’s voice went flat.

“Last year,” he said, “I fell in the yard.”

I frowned.

“You didn’t tell me that,” I said.

“Because I got up,” he said simply. “And I didn’t want you looking at me like I was breakable.”

He tapped the bill.

“Ambulance,” he said. “Hospital. Scans. Three hours in a bed with a curtain.”

He flipped the paper over like he was showing a bad magic trick.

“Insurance covered some,” he said. “Some.”

I stared at the numbers until they stopped feeling real.

Then I looked at him.

“But you have money,” I said. “You have three hundred—”