My father received four years in federal custody. My mother got three, largely because her attorney persuaded the court that she was not the principal decision-maker, a narrative I found unconvincing but not entirely false. Families often have two architects: one who draws the lines and one who furnishes the rooms. Rachel avoided prison but not consequences. Her accounts were frozen, disgorgement ordered, and the court’s findings were explicit enough to follow her socially wherever she went. She moved west that summer to live with an aunt in Oregon who specialized in redemptive phrasing and called the whole ordeal a season of correction.

I visited my parents once before they reported.