Four sugar packets in the caddy. Two napkins under my cup. One folder in my bag.

I didn’t rehearse what I was going to say.

I’d spent twenty years rehearsing conversations with my mother, scripting them in the shower, editing them in the car, perfecting them at midnight.

None of them ever went the way I planned.

Because you can’t rehearse with someone who rewrites the scene while you’re still in it.

So this time I brought numbers.

Numbers don’t rearrange themselves to make you feel guilty.

Diane arrived at 10:02.

Church clothes on a Saturday. Navy blouse, pearl earrings, lipstick applied with the precision of someone who treats her face like a press release, armor disguised as elegance.

“Hi, honey. I’m so glad you wanted to meet. I’ve been worried sick about you.”

Worried sick about me. Not the mortgage. Not the money.

The smiling controller’s opening move: reframe the crisis as concern for the other person.

I got her chamomile tea. Set it between us.

And then I put the folder on the table.

Not dramatically. I just reached into my bag, pulled it out, and set it down next to the sugar caddy.

Manila. Yellow-tabbed. The most expensive ordinary thing in that coffee shop.